Cancelling Car Insurance In Less Than A Month

Hi there,

I just renewed my brother's car insurance, it cost £420. He was stopped by police and was found to be over the drink/drive limit. He's bound to get a ban. I paid for his insurance. Can he claim to get the cost of insurance back as he won't be able to drive with less than a month into his insurance.

Question by Billy on 22nd May 2009 at 13:50

Billy,

Most insurance companies have a cooling off period of 14-28 days where you can cancel your insurance contract. If that does not apply in your brother's situation, then he can always contact the insurance company and inform them about his driving ban. They will surely understand that since he will not be allowed to drive, he does not need the insurance cover anymore.

Some insurers may charge an administration fee for this along with however many days insurance cover they provided until they were informed of the change in circumstances.

Answer by Gices on 22nd May 2009 at 14:01