Can you really get learner insurance from £3 a day?

Many learners are looking for the opportunity to be able to drive their own car (or their parents) for more driving practice to help them pass their test. Knowing that car insurance is a must, not only for legal reasons but also because of the chances of them doing something wrong and them being liable for loss or damages, they are looking for ways to get insured at reasonable rates.

Of course, everyone is really inclined to go for the cheapest quotes they can find but when it comes to learner insurance, this is something where you don’t have a lot of choices to be able to haggle or get the best value for your money. You just have to buy whatever is available because of lack of competition.

The few insurers who do car insurance for learner drivers know that eventually people who are learning to drive will have to come to them or their competitor but in a bid to attract a potential and lure him into buying their product, they usually play around with titles intentionally beautified to hypnotise the searcher.

Learner drivers insurance is not available for 1 day only and can only be purchased for a period of 1 month (28 days actually) or more. You just cannot get coverage for anything less than 4 weeks. So in reality, you will have to pay £84 at the rate of £3 a day!

So if you’re looking to take your car for the driving test and trying to get it insured just for that 1 day, then you’re obviously going to get disappointed. The best thing that you can do is purchase a learner’s insurance policy for the minimum period of 4 weeks and schedule your driving test within that period. You can extend the insurance for a week at a time upon renewal though which will then allow you more time if you postpone your test for any reason including giving you more time to master all the necessary driving skills.

It is important to have adequate level of insurance when you’re driving according to your own set of circumstances. For example, learners are more prone to reverse into obstacles and clearly, making a claim on an existing insurance policy is wiser than trying to do the repairs at your own expenses. It is also worth nothing that the learner bears the consequences of the claim which means that the no claims bonus of any other person driving the vehicle is unaffected by this claims.