Where can I get free car insurance offers?
If you want to get a free car insurance offer, then it is most likely that you will need to buy a new car to be eligible for it. These types of offers are made throughout the year among car companies and dealers in order to attract more customers to buy newer car models or to get rid of old stock so that they can make room for the new ones. It is more common in July/August time because dealers are preparing for the new registration number plate around this time of the year.
New car with free insurance
Companies which have made “new car free insurance” offers in the past are as follows:
- Fiat (Panda)
- Vauxhall (Corsa)
- Scoda (Fabia, Roomster)
- Volvo
So it might be worth checking their websites to see if they have any offers going on at the moment as the free car insurance schemes are valid for a limited period only.
If you buy a new car with free insurance, there might be some conditions attached to it. For example, some companies would like the driver to be of a certain age (19+/21+) at least to be able to take up the offer or have held a full UK/EU driving licence for at least 1 year to qualify for the offer. The typical excess is between £250-500 depending on age and residence.
1 year free car insurance
Most offers that you get with the purchase of a new car are for 1 year free car insurance. The level of cover will be comprehensive and you will also get the same benefits as you would if you were to buy it separately. Sometimes, dealers make their offers more enticing by extending their offers to 2-3 years free car insurance cover but you should always read the fine print to know exactly what you are getting yourself into and whether it is all worth it.
7 days free car insurance
Many dealers offer driveaway insurance which is valid for 7 days and gives you comprehensive cover on the vehicle you are going to buy. What this means is that you don’t need to arrange for insurance when you go to collect you car and you can just drive away! Most of the time, this type of 7 days free car insurance will be provided by Norwich Union Direct to dealers which have partnered with them. The cover note will be sent to your dealer so that you can see proof of the insurance for your new vehicle.
