Learner insurance - Available for short term periods!

The scarcity of information available to learner drivers is the main cause for confusion and misconception that learners need to get an annual insurance policy for them to be able to practice driving. Contrary to that, there exists a short term policy from Collingwood Learner Driver Insurance which allows the learner to drive his/her parents’ car (or anybody’s car with their consent) and are covered by a learner driver car insurance policy.

Poor knowledge has therefore led many learners onto the route where they struggle to find a car insurance company which will take them on board because they don’t yet have a full driving licence. There are actually just a few companies which will consider these learner drivers but the quotes are expensive due to the fact that they possess only a provisional driving licence and are regarded as high risks.

However, many learners just want to top up their driving by doing some private practice in a car which is available to them and do not really want to get tied up to an annual car insurance just for that matter. They know they need to be insured when they get behind the wheels (in case anything nasty happens, and it does happen without any warnings unfortunately) and they want something which is flexible, an insurance cover note on a temporary basis, one which they can ditch when they are done with their learning.

What is wrong with the annual car insurance for learner drivers?

With an annual policy, learners are tied up for a whole year with the same insurance company. They think that once they inform the insurer that they’ve got a full driving licence instead of the provisional one that their premiums will go down significantly but this will come as a big surprise to them as it is rarely the case. These learners will not be able to take advantage of shopping around for cheaper car insurance deals because of the contract they’ve signed and they will be missing out on huge savings.

Therefore it is advisable to take a short term car insurance policy when all you’ve got is a provisional licence. And with Collingwood Learner Driver Insurance, you will be able to drive your parents’, friends’ or relatives’ car without them having to worry about their own insurance or no claims if you have an accident while driving their car as you the insurance will be in your name and does not affect them in any way. You can choose how long you want to be insured for and can renew/cancel your policy afterwards without any hassle.