My Insurers Will Not Offer Cover For My Son On A Provisional Licence

Collingwood Learner Driver Insurance

Hi,

I drive a bmw 320 se diesel. Direct line will not give cover to my son. Is there a company that will which would not affect my insurance.

Regards D gibbs

Question by D Gibbs on 9th Jun 2009 at 10:38


D Gibbs,

There are three ways to approach this:

The first one is to add your son as a named driver under your own policy but you don't want that because it will affect your no claims bonus if a claim is made by your son.

The second one is to get your son his own car insurance policy but because he just have a provisional licence, it may be difficult to find especially for the car you're trying to get him insured on. This is also a yearly policy which means that the quote may be inflated because he's still a learner driver.

The third one is to get learner drivers insurance from Collingwood. You can get him insured for 4 weeks initially so that he can get the practice he needs in your car and if you need more cover then you can extend it a week at a time. The policy will be under his name which means that your insurance will not be affected in any way and when your son passes his driving test, then he can shop around for better car insurance deals.

Answer by Gices on 10th Jun 2009 at 15:29

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