Insuring your car for the weekend

There are times when we need to borrow somebody’s else car just for the weekend and it is very tempting not to get weekend insurance cover because we think it is going to be for a little while only and chances are that nothing will happen during that short period of time and we'll probably get away with it. Well unless you’ve got a crystal ball through which you can see the future, it is not advisable to do this. Even the luckiest person on earth may have the worst luck without anticipating it. You can try convincing yourself saying that you are a very careful and cautious driver and do not need temporary insurance but you can never be too sure as you will not be the only person driving on the roads! Somebody might crash into the vehicle you are driving and although it may not be your fault, you will have to spend a lot of money to get both cars repaired if you were driving without insurance.

You’ll hear so many stories about parents allowing their sons to borrow their car for the weekend to go see some friends back where they studied while at University and unfortunately got involved in an accident whilst on their journey. This often resulted in a lot of unnecessary hassle talking to the insurance company and financial costs to resolve the problem and also maybe the loss of mum’s or dad’s hard earned no claims bonus when insuring the car for the weekend (temporary insurance) would have been just a fraction of the total costs incurred. As a parent, friend or family, you want to have the peace of mind knowing that there is full protection of your no claims bonus and proper temporary insurance cover for your car in the event of an accident if you are lending your car to someone else. So avoid taking the risk and insure your vehicle if somebody else will be driving it.

How much does weekend car insurance/temporary insurance cost?

Weekend car insurance is classified under the ‘Short term car insurance’ category as it falls within 1 to 28 days insurance cover period. There are quite a few companies out there offering competitive quotes for weekend only insurance and these policies can be bought online and most of the time will have the added benefit of getting the ‘online discount rate’ and the policy will be made available to you immediately. If you want a rough idea of the price you are most likely to pay for the weekend insurance, it can be based on short term car insurance pricing which is calculated at £10.50 per day (for day 1 and 2) and therefore will cost you around £21 for weekend cover.

Before taking out the weekend car insurance though, remember to read the small prints on the policy so that you know exactly what is being covered and what is not. You should also shop around to see where you can get a cheap weekend car insurance quote with adequate level of cover for both you and the car you will be driving within that period of time.

List of companies offering weekend car insurance/short term car insurance

The following companies offer 1-28 day insurance cover for all your short term car insurance needs. However you will get the most competives quotes from InsureDaily but feel free to try the other ones if you want.

• eCar Short Term Insurance
• Temporary Cover Limited
• Norwich Union